Stay informed on home insurance policies, compare quotes, and find the best coverage for homeowners. Learn about property damage, liability, and natural disaster protection, plus ways to lower your premiums.
Becoming an Airbnb host can be both profitable and rewarding. You meet new people, earn extra income, and maybe even build a small hospitality business. But there’s one piece that’s often overlooked: insurance. Standard homeowners insurance usually doesn’t give you full protection when you host guests. And in 2025, with more regulations, higher guest expectations, […]
Home Insurance for Airbnb Hosts: What You Need in 2025 Read More »
Smart home gadgets aren’t just about convenience. They can also save you money on your homeowners insurance. Why? Because insurers love anything that reduces risk. The fewer claims they expect to pay, the more they reward you with discounts. In 2025, many companies are offering premium reductions of 2% to 20% depending on the devices
Best Smart Home Devices That Actually Lower Insurance Costs Read More »
Home insurance is one of those things you hope you’ll never need, but it’s also one of the most important financial safety nets you can have. It covers your house—the roof over your head—and everything inside it. But here’s the catch: your insurer can cancel or decide not to renew your policy. In 2025, with
How to Protect Your Home Insurance From Getting Canceled Read More »
Living near the ocean is a dream for many. Waking up to salty air, ocean views, and long beach walks is hard to beat. But here’s the flip side—owning a home in a coastal state also brings some unique headaches, especially when it comes to insurance. Hurricanes, storm surges, flooding, and rising sea levels don’t
Best Home Insurance for People in Coastal States Read More »
Mold. Just hearing the word probably makes you think of damp basements, musty smells, and costly repairs. And if you’re a homeowner, you’ve likely wondered: Will my home insurance cover mold damage? The short answer in 2025: sometimes yes, sometimes no. Mold coverage is one of the trickiest areas of homeowners insurance. Sometimes it’s included,
Does Home Insurance Cover Mold Damage in 2025? Read More »
If you rent your home or apartment, you probably already know how valuable renters insurance is. It covers your personal belongings, provides liability protection if someone gets injured in your unit, and pays for temporary housing if your place becomes unlivable. But here’s a question many renters are asking in 2025: Why are my renters
How Inflation Affects Renters Insurance Premiums Read More »
Moving into a newly built home is exciting. Everything feels fresh — the roof is flawless, the wiring is up to code, the plumbing hasn’t leaked a drop. For many homeowners, it’s like a clean slate. But when it comes to insurance, new homes come with different rules, discounts, and pitfalls than older properties. Done
Best Home Insurance for Newly Built Homes in 2025 Read More »
When people think about renters insurance, they usually imagine protection for their apartment: fire, water damage, maybe a break-in. But here’s the question more and more renters are asking in 2025: 👉 What happens if your laptop gets stolen at a coffee shop? Or your bike disappears from outside your office? The good news is
Does Renters Insurance Cover Theft Outside Your Home? Read More »
Smart home gadgets aren’t just about convenience anymore. In 2025, they’re becoming powerful tools for homeowners looking to lower their insurance premiums. From water leak sensors that prevent costly flooding to AI-driven security cameras, insurers are rewarding customers who use technology to reduce risks. But here’s the big question: Do these gadgets really save you
Smart Home Discounts: Can Tech Gadgets Lower Your Premium? Read More »
If your home insurance renewal letter in 2025 gave you sticker shock, you’re not alone. Across the U.S., homeowners are facing double-digit premium hikes. For some, rates are up 20–40% compared to last year, with certain regions hit even harder. The question everyone is asking: Why are home insurance rates skyrocketing, and what can you
Why Home Insurance Rates Are Skyrocketing in 2025 — And How to Lower Yours Read More »
