Insurance News & Trends

When a hurricane, wildfire, or earthquake strikes, time is everything. Yet in traditional insurance, filing a claim, waiting for inspections, and negotiating payouts can take weeks — sometimes months. That’s where parametric insurance comes in. Instead of waiting for adjusters, payouts are triggered automatically when specific conditions are met. In 2025, parametric insurance is gaining

Insurance has always been about numbers — calculating risk, predicting outcomes, and pricing policies accordingly. But in 2025, the old way of doing things is rapidly changing. Thanks to artificial intelligence (AI), machine learning, and vast amounts of real-time data, insurers are moving from broad averages to personalized pricing models. For consumers, this shift means

For families, health insurance isn’t just a necessity — it’s one of the biggest expenses in the household budget. And in 2026, costs are climbing again. Employer-sponsored coverage is expected to rise about 9–10%, while ACA (Obamacare) Marketplace plans are projected to jump around 18% on average. With both options getting more expensive, the big

For millions of homeowners, the hardest part of climate change isn’t just the rising heat, stronger storms, or raging wildfires. It’s the insurance bill that follows. In 2026, more insurers are pulling back from high-risk areas — and the ones that stay are raising premiums at eye-watering rates. If you live in Florida, California, Texas,